When unexpected expenses arise, many people turn to their credit card as a quick way to manage the situation.

However, the key is not the speed, but whether the transaction follows legal, transparent, and verifiable criteria.

This guide focuses on consumer protection, not on methods.

🔗 Related reference article:

https://www.lumiticket.com/geubhaesseul-ddae-sinyongkadeuro

🔍 Understanding Credit-Card–Based Funding

A credit-card transaction is considered legitimate only when:

• A real product or service exists
• Approval and settlement records remain intact
• You can receive receipts and transaction documents

📘 Relevant institutions:

• Financial Services Commission (FSC)
• Financial Supervisory Service (FSS)
• Gov.kr consumer resources

✅ Legal Criteria Checklist

A transaction is more likely compliant when: